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Here is a list of documents that you might have to show a lender when obtaining your loan. Not all lenders will require this information, but collecting it in advance will help you speed through the process. If you would like to learn more about the lending process, feel free to contact one of our trained mortgage specialists.
- Federal tax returns and W-2 forms from the past two years.
- At least one recent paycheck stub showing your name and Social Security number, the name and address of your employer, and your year-to-date earnings (some lenders will want the most recent month's worth of paycheck stubs).
- Proof of other income: a second job, overtime, commissions/bonuses, interest and dividends, Social Security disbursements, VA and retirement benefits, alimony and child support.
- List of creditors, including credit card issuers, student loans, car loans, child support and alimony. You may be asked to show proof of your minimum monthly payments and total balances, too.
- Investment records: mutual fund statements, real estate and automobile licenses, stock certificates and proof of other investments or assets.
- Canceled checks showing mortgage or rent payments.
- Home sales contract, including the purchase price, if you've found the house you want to buy.
Ready to start? You can submit your inquiry through our confidential online form today!
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